Wednesday, 13 May 2026

#UKisbroken debt reality

I haven't really got time for this now but I was thinking about it on my early morning bike ride. All the talk is about a new Labour leader required to move even further left - so more spending, more taxation - more debt. No focus on growth - in fact the opposite. Fortunately some are talking about spooking the bond markets even more but most of the socialists are not listening.

The nation needs to wake up. We are heading for the buffers. 

Here are some simple figures :

  • To give some meaning to the figures - £1 billion per year would pay for an extra 22000 to 28000 nurses or 18000 to 22000 extra policemen.
  • Our national debt is over £3 trillion. £1 trillion is £1000 billion. We are £3 trillion in debt. That equates to every person (approx 67 million of us) in this country having a share of that debt of £46,678. 
  • Our national debt continues to rise at an alarming rate - £4186 per SECOND £251,160 per MINUTE £15,069,600 per Hour £361,670,400 per DAY - that is £132 billion per YEAR.
  • We are currently paying £100,000,000,000 (£100 billion) each year in interest to service the £3 trillion debt.
  • Because the UK government is showing neither the willingness or ability to stop the national debt increasing and with the prospect of an even more irresponsible Labour leader the bond markets who loan the funds to the government will want a higher interest rate because they see the risk of lending to the UK as increasing. Many people think we are heading for an IMF bailout (when the bond market are not prepared to lend the money because the risk is too high) of bankrupt Britain as happened under a Labour government in 1976. (those hard lessons have been forgotten by the current Labour politicians - assuming they ever knew.)
  • The government are currently spending £62 billion per year on defence, £122 billion on education and £210 billion on the NHS
  • UK social security spending (welfare) for 2025–26 is forecast at £333.7 billion.
This cannot continue. It is madness. If you are not concerned about it you should be. You know what happens to a household that refuses to live within their means. They end up broke/bankrupt and homeless. Welcome to the UK. We are in a parlous state . Potentially the new Greece but worse.



Saturday, 9 May 2026

#TwoTenners Brittany cycling and camping.

Usually at least once a year my two brothers and I (The Three Tenners) do a decent touring bike ride carrying everything we need to survive the few days and nights - including tent and cooking stuff.

We booked to go to Brittany again - but alas a last minute work commitment arose for Mike so it was just Rob and I caught the Portsmouth St Malo Brittany Ferry on 18th April. It is an overnight crossing arrives early morning the next day. In the past we have just made do with couchette seats but this time we incurred the modest extra cost for a cabin. This meant the prospect of a better nights sleep - made more important because we were straight into cycling on arrival. (it was a good decision). We did have a beer though in the large bar. As usual there was a cabaret show of sorts but between acts there was a general knowledge quiz. We were reluctant participants but were given a buzzer. The one with the quickest response to the right answer got the most points. We were slow off the mark but got caught up in it. We eventually raced through the field but came second - ha ha!

There were two major differences this time. Rob was on an electric bike - and without Mike (who is brilliant at it) the navigation was down to me. First of all the electric bike. Rob does find the hills a bit tough especially with a laden bike - (camping/cooking gear etc). He has lashed out and bought a secondhand but mint condition Italian made bike called Basso. New they are over £7k. Rob got on with it very well and it made a big difference. It has a tremendous range and is relatively lightweight so he only had to use the electric help on the hills. However as an aside it is still my Dawes Super Galaxy that gets the admiring looks and comments. Old school - made in the late 80's or early 90's - ha ha!

As I said my brother Mike is tremendous at navigation and I have always relied on him. However Mike wasn't with us this time so down to me. Google Maps remains best. The slight complication is we wanted to use tow paths - back roads and bridleways. I made some mistakes but as with most things you improve from practice and in the end I became competent even confident - ha!

So our route - a circular route - straight off the Brittany Ferry and the short ride to the quaint ferry to Dinard across the other side of the estuary. The harbour is so picturesque with brilliant views of the walled town. It is Sunday morning - so quiet - but we find a little cafe in Dinard for coffee and pain de chocolat. The French do things so well. 

Despite a non-descript starting point which was not easy to find we get onto the Rance River cycle path. Effectively we follow it and the Rance Canal for 2 days - with a first night camping at Dinan, It is beautiful easy and safe riding. It is so pastoral, so quiet, so unspoilt as we past small village after small village and the odd small town. Typically we stop for brunch in a Boulangerie and sit an eat it canal side. The sun is up - there is silence apart from nature. Sat here thinking about it now as I write. Very special.

I have not prebooked campsites. If possible I choose a Municipal camp site. French municipal sites are always of a standard - but also without frills or commercialism. They are typically about E8 for a night in a small tent. Perfect.

About camping and cycling as opposed to say taking up B&B. The down side - there is quite a lot to carry in the panniers, including gear to cook on. There is also the issue of weather. But we have been lucky again. The weather is great - no rain - not even a shower. When it is like that camping is a joy. It is the simplicity - it is so different from normal home life. You get drunk on fresh air - and there is the challenge of it all and getting comfortable. We each have little tents but everything we need. It is not wild camping but pretty close to it. I even smile and sometimes laugh when I crawl in and out of the tent on my stiff old knees. So undignified and a bit mad - ha!

At Hede we leave the Rance Canal and head for Antrain - and then on to Pontorson, Mont St Michel, Cancale and back to St Malo. In all about 150 miles over 5 nights including the ferry. 

Every leg - every day was a highlight - even the couple of hours it took to cycle out and back from Pontorson to Mont St Michel. Rob hadn't seen is before. It was a fresh morning but still lots of tourists heading out on the causeway. We were content to view it rather than climb onto the ramparts.

What followed was lovely. A back route and coastal path to Cancale. Superb cycling. Beautiful scenery. Oysters are a relative giveaway. 

Next day was a dawdle along the coast into St Malo where we camped for the last night to be ready for an early morning ferry back to Portsmouth. The municipal camp site in St Malo is excellent and as we arrived mid afternoon we had plenty of time to enjoy St Malo including the old walled town. St Malo offers so much. Great for boating and fishing. The seafood available is reason enough to make a visit.

Every time I go to Brittany I have the same thoughts. It is perfect. Depopulated. Unspoilt. Rich in history. Everything is maintained properly. Villages still have their boulangerie. The food available is so varied. Property is relatively cheap in land. It remains a mystery to me how a place with so few people living there is kept to such a high standard. How is it affordable - sustainable ? Wouldn't it be a great place to live? Apparently Brits are welcomed incomers because they bolster community numbers. However when you put your practical head on - a sensible head - you can start to think what life would actually be like in a rural (isolated) idyll. I think eventually I would become bored with it. But what a place to spend a few days cycling. I will continue to go back and my brother Rob has a rabid motivation to do so now he  has supplementary electric power. We missed Mike but I am sure the Three Tenners will be setting off again together.

Here are some mob photos :